For many workers, health insurance is no longer what it once was. Health care costs borne by employees in the form of deductibles and coinsurance rose at a far faster rate than what employer-sponsored insurers paid for care between 2006 and 2016, according to the Kaiser Family Foundation. Even Medicare beneficiaries under the program’s current form (which includes private components and out-of-pocket spending) are expected to feel a bigger financial squeeze going forward. Under the current Medicare system, beneficiaries are on the hook for supplemental private insurance and out-of-pocket spending for certain services—and this spending is expected to increase significantly relative to what seniors receive from Social Security by 2030. Read more about rising health care costs in this feature from Fortune.com.